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Tuesday, April 11, 2017

Obamacare spiral of death

Since apparently the so called fact checkers want to get semantical regarding the term "death spiral" - let's just call it a "spiral of death" and be done with it. Here is the reality: while the CBO can insist that any year now more people will come to their senses and start enrolling en-masse, there is no real reason to believe that it's actually going to happen. The CBO has been overestimating the amount of people who will sign up every year since the ACA has been law. 

More likely is that the exchanges will continue to wallow in too many older sicker people and not enough younger healthy people. The fact that the subsidies for these insurance companies is running out doesn't help matters. 

I am not sure how anyone can suggest that Obamacare is healthy, when there is more than a reasonable chance that some places will not offer any insurance on the exchanges. Btw, I guess the law does account for this. If there are no insurers in your market, then the "individual mandate" does not kick in. There does not appear to be anyway for these people to otherwise garner any subsidies to pay for insurance.
  


Humana announced this year that they’d be leaving the markets altogether next year. That means there are parts of Tennessee that will have no insurance options unless another insurer decides to enter. And Anthem, which operates in 14 states, is getting nervous, an industry analyst told Bloomberg News this week. Its departure would be a much bigger problem. According to an analysis of government data by Katherine Hempstead at the Robert Wood Johnson Foundation, Anthem is currently the only insurance carrier in nearly 300 counties, serving about a quarter of a million people.

70 comments:

opie said...

Trump Tops Obama, Bush and Clinton in Playing Golf So Far
By KAREN YOURISH and K.K. REBECCA LAI
After years of criticizing former President Barack Obama for playing golf and going on private getaways, Mr. Trump has already done more of both in his first 81 days.

Maybe pauline can chime in with more fake news how Ben Carson single handedly uncovered millions of waste in hud. Maybe he can post from a real site instead of a libertarian loser he thinks has more credibility than snopes. Idiot

Maybe CH can tell us all why polls are now showing the ACA to be more popular than evah!!!! Death spiral only if the R's continue to sabotage it....LOL

KD, May 2016 43 k Jobs Created said...

LOL @ Opium, there it is, ACA failure is because the Republicans will not save it. TPM verbatim.

opie said...

, there it is, ACA failure is because the Republicans will not save it.


IOW, sabotage. And tossing millions under the bus. Idiot.

Another big R resigns because he doesn't have enough blood to run 2 heads at the same time. Bye Bye, Bentley.

Commonsense said...

If the ACA was a success, the Republican would not need to save it.

Face it. You own Obamacare.

opie said...

Face it. You own Obamacare.

Yep, trump and congress sure do own it. BTW, the fish stinks from the head down, menstral no matter how hard you wish it just goes away. Remember, trump said healthcare would be easy!!!! Idiot

opie said...

Seems donnie is not the only trump with crappy poll numbers. Her peers think she is a spoiled brat and stinks....

Ivanka Trump is not very popular among young women.

A new SurveyMonkey poll revealed that the first daughter is viewed negatively by women between the ages of 18 and 34, 40 percent of them to be exact.

Only 32 percent of young women see her favorably.

Women between the ages of 34 and 64 are a little more accepting of Ivanka, with 48 percent rating her favorably and just 29 percent unfavorably.

KD, said...

"The US uninsured rate ticks up. The percentage of uninsured Americans ticked up to 11.3% in the first quarter, according to data from Gallup and Healthways."
MarketsInsiders source


Oh oh.

KD said...

President Trump will be meeting at the WHITE House with 20 CEO's from many segments of the US Economy. The combined wealth under control of these 21 People is over 6 Trillion Dollars.

Just think of all the brain power working with the US President to "build it"

Racing past the lost years again.

Loretta Russo said...

"Since apparently the so called fact checkers want to get semantical regarding the term "death spiral" - let's just call it a "spiral of death" and be done with it"

Yeah but what does SurveyMonkey say about Ivanka?

KD, Opuim Cheering For Recession Under Trump said...

Ette I see you have the Three Liberal Stooges all stalking you, funny as hell to watch them. Leave

Loretta Russo said...

Amateurs.

opie said...

anyone other than me not miss loretta and her spam??? She should stay in places without internet connections.. Would make the world a safer place for cogent thoughts rather than Spam by the d-ard comments and her practicing spelling LOL a thousand times. Oh well Cue anther brainiac post from the spammer.

Loretta Russo said...

Oh come on, post another off topic SurveyMonkey poll.

Loretta Russo said...

"want to get semantical"

It's what liberals do, they can't help themselves.

caliphate4vr said...

Fatty brings us the turboencabulator

opie said...
In spite of CH's lament, american excetptionalism is alive and well and innovating

The development and wide distribution of this innovative technology will ensure
American leadership in low cost energy production for years to come.

https://biggeekdad.com/2010/11/turbo-encabulator/#.WKvUfdEXkjE

Loretta Russo said...

LOL

opie said...

Anonymous califate head 4vr said...

What's that the 17th time repeating that, numbnutz??? Saying something over and over and expecting a different result is the definition of being a stupid republicon'!!! Makes you feel better? Paulie???? But, you got taken, just like I did with a fake headline. Oh well, man up like loretta and admit you didn't think things out. Nice try changing the subject, which is all you ever got!!! Idiot.

Myballs said...

The Ivanka poll is an online poll.

And 73% dems oppose her.

Go figure.

Commonsense said...

The funny thing about that is that Ivanka is a pro-choice feminist from New York who on becoming a White House advisor exercised to poor judgement of trying to do outreach to Planned Parenthood.

But Dems hate her just because she's Trump's daughter. For that, liberals what to send her and her children to the death camps.

KD, Thanks Opie said...

What's that the 17th time repeating that, numbnutz??? " Hypicate Opium

How may hundred times have you puked out ".02 %"?


Now back to the Real World, 20 CEO's Meeting with the USA TOP CEO Trump.

Another legacy gone, Warren/Clinton/Obama "You didn't build that".

Yes we did, the US worker that paid the taxes, the Union and non-Union worker, the cop, the EMT, the Fire Fighter, the Rancher and the Famers and countless other skilled workers built it.

Good to see a pro America , pro Capitalist and Pro Worker back in the White House.

caliphate4vr said...

Hard Truths about Health Care

opie said...

How may hundred times have you puked out ".02 %"?

Millions asshat. I puke it out every time menstral child says something stupid, which is a function of your stupidity LOL. See, KD, unlike menstral who still stands by that number, I have admitted to being punked more than once by that video. You would figure pauline would acknowledge being punked, but like menstral, and you, are not man enough to admit a mistake. And until he does, will shove it down his throat at every opportunity. ESAD goat fucker.

opie said...

Califat head said.....
Hard Truths about Health Care

Shocking!!!! Cato being biased and you C&P'ing link with no comment. Like Wired LOL!!!

opie said...

The funny thing about that is that Ivanka is a pro-choice feminist from New York who on becoming a White House advisor exercised to poor judgement of trying to do outreach to Planned Parenthood.

Funny thing menstral, the poll was from her age peers with no mention of party affiliation in my cite. But sure would like to see the link for the poll he cited.

caliphate4vr said...

But Bethania Palma who writes for Snopes, RawStory and Truthout isn't biased, right fatty?

fucking retard

LMAO

Commonsense said...

Opie, get back to me when you figure out what a self-selected poll is.

KD, Calling Opium a Fuck Tard degrades the really Retarded said...

ODopium, thanks , I really enjoy your highly thought out clear post, keep them coming.

So , let me get this right, you are unable to control your emotions based on the actions of others.


China will allow more High grade Beef into their country, Thanks President Trump, Helping the Heart Land, again.


The difference is clear between the Lost Years and today, during the lost years we the workers/tax payers did nothing the government did it all and Obama/Hillary treated us as "FlyOver Country" now With President Trump "We did/DO build IT" "We did/DO Pay for it" and We are now what the Dems need to win, the voters of the "Heart Land".

KD, Opium here is your banana said...

Commonsense said...
Opie, get back to me when you figure out ...."

You have to check back, he is really mentally slow.


I went to SurveyMonkey, wow.

So you ask the question like.

Do you believe Obama is the ONE and liberals agree , then you publish it as scientific and credible.

KD, Alt-Facts Opium said...

and you, are not man enough to admit a mistake." opie


Yes I have. Sorry you don't get to make up shit about me.

Commonsense said...

How may hundred times have you puked out ".02 %"?

He does that every time he loses an argument and he can't think of anything cognizant to say (which is pretty much all the time).

Opie is the "Brian Williams" of the CHT blog.

He once claimed he can "spot Air Force 1" from a mile off (never knowing whether the president was on board which is the prerequisite to using the call sign "Air Force 1").

And he claimed he was an Indy Car mechanic who spent his weekends on a pit crew. (Never knowing Indy Car pit crews are trained professionals and not weekend warriors).

Yes, he certainly fibs a lot to compensate for his low self-esteem.

Roger Amick said...

The link will follow
Today brings a couple of pieces of tentative good news for Obamacare. First there's this:

The Trump administration says it is willing to continue paying subsidies to health insurance companies under the Affordable Care Act even though House Republicans say the payments are illegal because Congress never authorized them....The Affordable Care Act requires insurers to reduce deductibles and other out-of-pocket costs for certain low-income consumers. The “cost-sharing” subsidies, which total $7 billion a year, compensate insurers for these discounts.

....House Republicans sued the Obama administration, saying that the spending — in the absence of an appropriations law — was unconstitutional. A Federal District Court judge agreed and ordered a halt to the payments, but suspended her order to allow the government to appeal.

This is a huge deal. CSR payments are critical for insurance companies, and the Trump administration could have decided to stop defending the law and let House Republicans kill the payments by default. That could still happen, but it sounds like it won't happen this year, at least. This was the single biggest bit of uncertainty facing insurance companies this year, and this announcement should ease a lot of their short-term concerns.

So with this temporarily out of the way, how does the overall Obamacare market look? According to Standard & Poors, profit levels for insurers are still too low, but they're improving and the market seems to be in pretty good shape:

The U.S. ACA individual market shows signs of improvement, as most insurers' 2016 results were better than 2015 results....2016 results and the market enrollment so far in 2017 show that the ACA individual market is not in a "death spiral."


....We believe the continued pricing correction and network design changes, along with regulatory fine-tuning of ACA rules, will result in closer to break-even underwriting results, on average, for the individual market this year....As insurers continue to adjust their products and pricing, we expect some premium rate increase in 2018 as well. If it remains business as usual, we expect 2018 premiums to increase at a far lower clip than in 2017.

S&P's biggest worry is Congress futzing around with things: "Every time something new (and potentially disruptive) is thrown into the works, it impedes the individual market's path to stability."

cowardly king obama said...


It's pretty obvious that Opie's safe space has the Walter Mitty storybook and he spends most of his time there clinging to a failed legacy and reading it.

more popcorn pleeeze. !

ROFLMFAO !!!

Roger Amick said...

http://m.motherjones.com/kevin-drum/2017/04/obamacare-doing-well-trump-and-ryan-can-change-if-they-want

Kevin Drum used to follow CHT. But he told me that CH made up his own facts.

Loretta Russo said...

"Kevin Drum", LOL.

Sean Trende came back for awhile, but got tired of the spam by Roger and James.

Commonsense said...

More like CH didn't use Kevin Drum's made up facts.

KD, Hi Opie, how you been said...

He does that every time he loses an argument and he can't think of anything cognizant to say (which is pretty much all the time). "

Yep.

He gets mad, just like HB whenever I use on of their quotes.


Like when Roger Krugman told us so far he has bilked Medicare out of $165,000 which would have bankrupt him and his wife that has also being doing her own bilking for some throat cancer.

RK is looking to tap todays worker for at least another "A transplant will probably exceed $250,000.” Roger Krugman March 27,2017


And then gleefully gave us this:
Thanks for paying for my transplant!” Roger Krugman March 23, 2017

I have never nor will I ever pay into Medicare, I am Exempt, Same with Socialist Insecurity, not a dime, ever.

KD said...

I no longer find the empty clueless heads of the Three Liberal Stooges funny, sad yes, do I forgive them , sure, are they trainable, nope.

opie said...
, that did not force us to pay into SS or medicare/caid

You worked for free???????? IDIOT. No one who is paid a salary can get away with that.
March 16, 2017 at 6:09 PM"

I went on to show him many Americans never pay in.

opie said...

Anonymous KD, Hi Opie, how you been said...
He does that every time he loses an argument and he can't think of anything cognizant to say (which is pretty much all the time). "

That all you got, loser, say nothing, add nothing....pretty much all the time. LOLOL

CSI you flaming asshole....Can't stand idiots !!!!! The only cogent post you make is when you leave. Go fuck yourself and the goat you rode in on. Idiot.

Kevin Drum used to follow CHT. But he told me that CH made up his own facts.

Something anyone who thinks knows. Sad, loretta and menstral miss that tid bit. Idiots.

opie said...

I went on to show him many Americans never pay in.

Like police never join unions. Idiot... LOLOLOL

Commonsense said...

Sounds like you need to loosen your girdle there Opie.

opie said...

He once claimed he can "spot Air Force 1" from a mile off (never knowing whether the president was on board which is the prerequisite to using the call sign "Air Force 1").


Still true.....Having the potus on board does not change the fact that I can spot that Presidential 747 aircraft from distance. Your qualifying doesn't change the configuration of the aircraft that was buzzing the statue of liberty for a photo shoot does it Mr .2% ???? Idiot.

opie said...

And he claimed he was an Indy Car mechanic who spent his weekends on a pit crew

Never said I was a mechanic, idiot. BTW, most crew members are still not professional and are weekend warriors Also, I believe I told you the tire technician was a catholic priest, where you said it was impossible because he had to say mass to which I replayed he ran a home for battered women and did not have a parish. You're dumber than the goat farmer.

opie said...

Commonsense said...
Opie, get back to me when you figure out what a self-selected poll is.

WTF does that have to do with peers hating ivanka other than you don't like the way the poll was conducted????

opie said...

califat head 4vr said...
But Bethania Palma who writes for Snopes, RawStory and Truthout isn't biased, right fatty?

And tell us how that changes the fact you got punked by fake news, idiot. LOLOLOL

Have you noticed that lack of coverage from any other source? Like Faux news. But, snopes is wrong and biased because you say so. Yep, that works.

Commonsense said...

Tell that to the men who perform the highly skilled (and dangerous) job of fueling and servicing an open wheel race care in less than 30 seconds.

"Presidential 747's" does not make it "Air Force 1". In fact, "Air Force 1" can be a single engine Cessna.

The only criteria for a plane to be call "Air Force 1" is the president being aboard.

And that you can't see from a mile off or even 3 feet unless of course you have your super-secret x-ray goggles.

caliphate4vr said...

An inspector general audit has identified more than $500 billion in "errors corrected" in the notes and financial statements for the Department of Housing and Urban Development under the Obama administration.

According to the report released in March, HUD reissued financial statements for fiscal 2015 and 2016 "due to pervasive material errors that we identified." Those errors were contained in a November filing.

"The total amounts of errors corrected in HUD’s notes and consolidated financial statements were $516.4 billion and $3.4 billion, respectively," the IG said.


Have a nice day fatty

caliphate4vr said...

$500 Billion Miscalculation Discovered at HUD

opie said...

$500 Billion Miscalculation Discovered at HUD

Same non-story You published before from wired, without the hyperbole headline which you got punked. Like I said before, an error does not denote fraud or mishandling of assets. Yer still a dumb fuck idiot and proved nothing.

The total dollar figure noted in the report — roughly $520 billion — is undeniably a very large amount of money (equivalent to approximately 13% of the entire 2015 federal budget). But the OIG report explains that figure was the absolute value of all numeric corrections made to HUD financial records, meaning all numeric adjustments (whether positive or negative) were added to create that aggregate figure.

A simple analogy would be to consider a bookkeeper who mistakenly entered the same $1,000 payment into a ledger six times: the aggregate value of those mistakes would be $5,000, but that would not mean the hapless bookkeeper actually “found” and/or “lost” $5,000 in real funds, or that that amount of money ever actually passed through his hands. Likewise, the OIG report on HUD does not mean that $520 billion was lost and then recovered as of 1 March 2017:

Thanx for playing fat head. Obviously you are nothing but a failed salesman who flunked basic business courses. LOL Enjoy working on such a nice day.

rrb said...

So with this temporarily out of the way, how does the overall Obamacare market look?
_______________________________________________________________________________________________________________________________________


like your liver - like shit.

if uncle sugar needs to keep propping it up with subsidies that are by definition illegal, then 0linsky-care is nothing more than a heroin addict looking for its next fix. and when the dealer gets busted, the party is over.

it take a real asshole like kevin drum to find something good in this.

KD, Lost years wreckage said...

Hi Opie, why do you insist on telling a lie, yes , Police Officers join Unions, we showed they do.

"0linsky-care is nothing more than a heroin addict looking for its next fix. and when the dealer gets busted, the party is over." RRB

This was built on the Social Security and Medicare Model, Ponzi is dancing today. Once the US Government stops dumping Trillions of young workers tax dollars into all three, all three would collapse in a matter of months.

The US Supreme court spoke to this issue, the individual that worked , was tax has no property right to the money they paid in or any interest earned on that money.

So goes the great Democrat Progressive Ponzi Schemes.

opie said...

Califat head originally said....

Ben Carson Finds $500 Billion (Billion!) In Errors During Audit Of Obama HUD

Which is patently false, but cali got pumked and posted it. It is true there were errors, but the audit was started well before carson took the reins, but why let truth get in the way of paulies inanity. Wonder if he would have noticed if it wasn't for the headline. Even faux was tempered in their headline realizing that it was a story about nothing since it didn't affect the bottom line. Idiot salesman who will never admit an error just like Mr .2%. The Big Man that he thinks he is. LOL How was work today, loser?????

opie said...

Police Officers join Unions, we showed they do.

You said they didn't, I said they did. Fucking jag off....Now you want to lie about it. Go fuck a goat. idiot.

KD, Hillary LOL, fuck that is funny said...

$500 Billion Miscalculation Discovered at HUD"

The think that is striking about this story, true as it is, no debate there , is that much cash on paper is slopping around.

It is time to slash all budgets, except those outline in the US Constitution. The Interloper class would be in full riot mode.



Where is Black Lies Matter, did they understand they were used by a white old falling down drunk woman out of Arkansas for her gain?

rrb said...

Even faux was tempered in their headline realizing that it was a story about nothing since it didn't affect the bottom line.
_____________________________________________________________________________________________________________________________________

the real "bottom line" is that fed gov employees are such fucking imbeciles they probably shouldn't be allowed near a pencil sharpener if they can't perform the basic functions of their job.

.

KD, GDP 2.5 percent in 2017 said...

Opie, good to see you today.

Well all you have to do is post my quote verbatim where I said what you think I said, you think I said this "Like police never join unions"

check back later see how you did with this assignment I gave you.

opie said...

Dayum when is going to be fired. Spicer in today's presser claimed hitler did not use chemical weapons. There may be 2 million bodies that disagrees with that stupid statement. Something worthy of califat head's spiel. Please, have mercy on the country.

KD, The Ocean by Led Zeppilin said...

the real "bottom line" is that fed gov employees are such fucking imbeciles they probably shouldn't be allowed near a pencil sharpener if they can't perform the basic functions of their job."

The firing of US Government Workers is underway under President Trump.

This is just one of the many wins that I am happy to see happening.


The Victims in Syria Latest Chemical Attack Thank Trump.

The Victims in Syria latest chemical attack ask Where is the UN?????

rrb said...

The Victims in Syria latest chemical attack ask Where is the UN?????
________________________________________________________________________________________________________________________________________

the UN is better to stay away. whenever they get involved in some humanitarian effort, lots of women and children get raped and a shit ton of $$$ gets wasted.

opie said...

Well all you have to do is post my quote verbatim

FU goat boy. I don't have time to look for you stupid ass post since you seem to be suffering from terminal stupidity and nothing will change that. As for honesty, you prove again you have none. That's okay, I'm not affected by you being liar at all. The republicon, mantra.....fight regardless of fact. Go away and enjoy your goats, since that is all you have. Idiot.

caliphate4vr said...

So fatty not only dreams of other men's junk it now appears beastiality is another of his perversions

opie said...

Anonymous califat head the punked4vr said...
So fatty not only dreams of other men's junk it now appears beastialit

Dayum, you really have nothing to say. I guess you need a life, other than being a male loretta, whose total contribution is spam and stupid comments. But, keep reading since it obviously gets you excited. Idiot. Go play with UGA...it seems lonely for your kind of stupidity. LOL!!! How's it feel to get punked, pauline.

Like spicer, you have nothing to say.....

KD said...

Well all you have to do is post my quote verbatim .

Since you can't , well it is your failure Opium.

I was happy to show you as others have here that Police Officers , Fire Fighters , EMT's and others don't pay into Social Security and Medicare, many are 'Exempt" .

You posted "police never join unions".

Myself and others again proved you wrong .

I am happy you took part of your day and spent it with us.

Commonsense said...

No, Opie you're the one who said police officers didn't join unions.

The exact quote:

Anonymous opie said...

Dumber than the dirt he farms......police never join unions.....idiot.

April 9, 2017 at 8:26 AM

Loretta Russo said...

LOL.

Loretta Russo said...

Just digs deeper and deeper.

KD, Opie , come on back we are not done yet said...


Police never join unions....
April 1, 2017 at 2:04 PM " Opium

Your post is above, you said it, not me.

Moving on as two of us showed you, you are the one that believed it.


Obama's last lost year in office had a GDP of 1.9 % for the year.

Opie first said that Trumps first quarter would be "1 %", when I called him on that he changed his projection and said that he believes it will be "1 %" for all of 2017.

I see the growth in the US GDP for the year at a better 2.5 % for the year of 2017.


(Nice Job CS, Thanks)

Loretta Russo said...

Thanks to the Trump administration the liberals are finally acknowledging the holocaust.

rrb said...

Blogger Loretta Russo said...
Thanks to the Trump administration the liberals are finally acknowledging the holocaust.
________________________________________________________________________________________________________________________________________


i would substitute the word "politicizing" for "acknowledging."

democrats won't burn a single calorie of energy unless there's political hay to make.


opie said...

Your post is above, you said it, not me.

Sure numbnutz, nice try. Responsed to this trash.....


Anonymous KD, Roger cunt-n-paste said...

Odopie and Roger Krugman T

Dumber than the dirt he farms

opie said...

YOU GOT CAUGHT AGAIN. You edited my post to make it look like something it wasn't. Not only are you a worthless pile of shit, you have the honesty of a lying snitch, classless and stupid is what your life is. Be proud dumb dumb....Typical loser, try to win at any cost no matter what. Asshole goat fucker. That's for pauline the nambla boy.